A growing number of stay-at-home moms are becoming work-at-home moms-- and loving every minute of it.

Many women, when they have their first baby, go back to work because they love work and love the paycheck--especially in tough economic times. Then comes baby number two and everything doubles: child care, stress. Guilt. That's when many women who never thought they'd become stay-at-home moms sit down with a calculator and realize, to their horror, that their net income is ridiculously...

It's too often that we find ourselves living day-to-day and spending like there's no tomorrow. How many of the following questions have you and your spouse found yourselves asking:

Do you or your spouse complain that one of you spends too much money? Are you surprised each month when your credit card bill arrives at how much more you charged than you thought? Do you have every new electronic toy available on the market? Do you buy things and then find them in the closet untouched...