Computers are amazing, the Internet even more so. I'm a reasonably intelligent person. I know better than to keep all my information only on my computer, and I know to back up my computer on a regular basis. However, it never fails, for it seems that when you take all the right steps, something is bound to get in the way and trip you!

Don't you find it a bit irritating when you have memberships to a variety of places, some which you pay for, and some you might not visit often, that...