CLICKBANK: The most prehistorical method... just shocked...

Err... I think you need a new bank! My bank takes 3 days to cash a cheque, and a max of around 2 weeks for a foreign cheque like Clickbank.

Cheques are still very widely used in B2B payments.

Hey,

They do have wire transfer but like you say, you need 2 checks first. However, 2-10 months to cash a check???? That seems ridiculous. In the UK, taking a check to the bank usually clears within 7 days! The checks I have put into my account from Clickbank took no longer than 7 days to credit??

GoGetta

Are you sure about 2-10 months? I've never heard of any bank anywhere in the world taking that long. Mine gives me the money immediately, but the checks take about 4-6 weeks to actually clear. I can't imagine that it would take any longer than about 8 weeks anywhere else in Europe.

So I should immigrate from Hungary to U.K.?

But my address is in Hungary, so I am not sure I would be able to cash the check on my name in U.K.

This problem is really big because as you well know, it is written on the check that after 3 months the check becomes void.

Already 1.25 months passed, only because US regular mail is so slow...

Yes I asked. I said it is 21st century and NOT THE STONE AGE.

They said they have to check if the check is not fake, because there are many fake checks... and that it is just like that, that they have very rarely US checks and they don't like US checks

However, clickbank forced method of payment with so very slow checks
that are as it looks now impossible to check, is so damaging to their image and
their credibility...

Actually from the time that the sales were made, and the time when I get hopefully the money it still takes more than 100 days, as it looks now

And that is... only if I will ever be able to actually cash such check

It isn't really prehistoric. Wiretransfers have been around for perhaps 100 years or more. I believe they even predate the TELEPHONE! Today, MOST US banks charge for them.

And france NEVER supported US checks! The US uses ACH, and I believe France uses SWIFT. TWO ENTIRELY different neetworks! So they have to handle them in a more manual fashion.

Clickbank SHOULD send it out with everything else, but letters can sometimes take a LONG time to get there. Don't ask me why.

HEY, in the 70s they had technology that they STILL aren't really using! Why don't you ask the banks why they are still thinking like they were in the 1960s? I mean they COULD have the check gadget hook up through the internet, or even an old fashioned dialup connection, and transfer the money. For corporate, they could even have a code to automate it ONE HUNDRED PERCENT, while virtually eliminating fraud! That would mean that US checks would take less work and less time than french checks at a french bank. All it takes is a little 1950s technology and 1970s technology applied TODAY!

Steve

Dude, I waited weeks for my cheques to arrive, and then waited 6 weeks for them to clear.

Guess what? SO DID MOST OF THE REST OF US.

If you dont like it, CHANGE IT.

No one is forcing you to use Clickbank.

*shakes head

I live in Croatia and had no issues with clickbank checks at all. I go to the bank, give them the check, they cash it in immediately - transfer the money to my foreign currency account.
Can't believe that they need 8-10 weeks , what kind of bank is that??? check with another clerk, sometimes new guys or girls that work in the bank see those checks for the first time and then just say so to get rid of you...

Congrats though

Yes, in Ireland and UK is all ok. Just that I don't live there.

Please come and ask at banks in Hungary and you will be shocked.

For 2 days I am going from bank to bank and I hear mindblowing stories,
that only criminals are trying to cash checks actually...

All banks consider that if you try to cash a check issued by a third party (clickbank) for sure there is some fraud involved...

If you're really having such big problems cashing a simple USD check - and I'm surprised to hear that you are - then maybe you could void the check and return it to Clickbank, requesting that payment be re-issued through direct deposit / wire transfer?

I don't think they'll charge you anything, because taking receipt of the check once more they will not have to cancel it. They'll just tear it up and throw it away.

The whole "2 payments issued via check" deal doesn't say anything about you having to actually cash them, does it?

I would think the whole idea behind this policy, as someone else recently pointed out, is to verify your address. Well, clearly, if you void and return them - having first notified Clickbank that that's what you're doing - there'll be no question about the fact that you received them at your specified address - no?

Of course, if you're going to try this, you should talk to Clickbank about it first, and you might want to wait until your second check is received so that you can do them both together?

you know it is not about that.

it is about the fact that while clickbank gets paid instantly, some affiliates like me will wait 3-4 months or evern more to get paid.

and that is just very unfair and a big dark spot on clickbank way of doing business.

Most of eastern european banks simply DO NOT CASH US CHEQUES.

I have the same problem where I live.

Banks here take 20 working days to clear the cheque.

I remember the first one I presented to them..... it was passed from cashier to supervisor to manager, all shaking their heads, until I explained that Americans write the date the wrong way round and it wasn't massively post-dated :rolleyes:

I, too, can't understand why Clickbank are locked in the past. Cheques will actually cease to exist in the UK in a couple of years. Americans can be so quaint about such things, though.

The issue is that Clickbank have a 2 tiered transfer system. They make Bank Deposits to banks in about a dozen countries (including many EU countries) which are superb...they are paid in local currency, are free and are cleared almost instantly. For other countries (strangely also including many EU countries) they don't offer this service for some reason, leaving only cheques or the equally old-fashioned wire transfers which are slow, expensive and can only be done in US dollars, thus incurring further charges at the recipients end.

This is why I don't use clickbank for affiliate programs I have on some of my products. For a lower-ticket item, it just isn't viable.

Advice to the OP? Go and delve into Payspree. Great service, great system and you will get paid the instant a sale is made directly into your Paypal account.

Its just the first three checks then you can go for wire transfer. This is a security feature that they have. Congrats on making money though

Ok, I just came back from trying 4 more banks. New things that I heard today:

"Cheques are expensive to create, expensive to process and expensive to validate.
We were trained that they are from another era and should be avoided.therefore we don't accept bank cheques"

"There was a lot of forgers who took advantage of the banking system in the 90s and even after 2000. I remember a movie called "catch me if you can ".
I wonder why cheques are still used anyways."

"Being paid by cheque is out of dat. Tell your company to send Western Union or wire"

Holy hell, what does your bank in Hungary have to do... wait that long to have that much in their bank or something? I suggest like everyone else here, GET A NEW BANK... The first few checks you might have to wait about a week to 7 business days but after you have established a history of these checks with them they should be more inclined to approve your checks sooner.

The very first check I receive took 9 weeks to arrive, they send it by regular mail. Four weeks later the bank clear the funds.

Now takes about 4 to 5 weeks the checks to arrive and the same four weeks to get the money, but now I know better. And I prepare myself to expect that all the sales I made on march I would enjoy the benefits on june.

Paypal and adsense are way more fast and secure. From CJ I'm still waiting the check from last december sales (if arrives will be void by now).

Clickbank do use wire also.

I have the same problem here in Greece. I use only the bank I have an account related to the internet, but I’m going to look for better options. My Clickbank checks delay 2 months or so to arrive, the bank where I deposit them takes too much percent for accepting them because they are in dollars and here we have euros (!) and I have to wait 2 months in order to get that money.

However, I’m selling my ebooks through Clickbank because it is the most popular affiliate network.

I’m going to look for new banks when the next check will arrive. I have so many things to do in my life that I lose money for not doing everything I should have done. Thanks for posting your story!

You may find better options at your country too. Or, perhaps you could do something else.

If you want to work as a seller, there are other networks, like Paydotcom, that pay you through paypal. However, you will have to promote the products that are in their marketplace, which is not as large as Clickbank’s marketplace. I think that it doesn't matter which one you'll choose if you'll make money this way.

Take care!

ClickBank does do direct deposit but only for those who live in the U.S.

Clickbank deposits my money punctual AT THE DOT, if there is something i can depend on its when i see "check sent on [some day]"...i KNOW the money is there on my account the next day at 11am

According to your profile you are in France..so why on earth dont you have direct deposit? (Needless to say it also gets rid of the crazy fees for cashing foreign checks)

(Edit: This for clickbank ---> Germany, but i also dont have a doubt it will work for Spain, France or whatever)

All you need to do is lookup your intl. bank code ("iban") and enter it on clickbank and the deposits are on their way. WHERE is the problem?

So, you're angry at CB because your bank and the EU sucks?