[MarkJCS]

Hey all,

Just wanted to drop in and share my experience after looking into Automatic Payment Pools by Andy Howard. I’ve seen the ads and claims flying around (stuff like “earn 50–250% returns no matter what the market’s doing”), and I figured others might be curious too.

Before I jump in, if you’re more interested in real ways to build online income (not just crypto stuff), this is the approach I personally recommend — it’s the one thing I’d focus on if I had to start over today.

TL;DR

Automatic Payment Pools = $297 crypto training by Andy Howard.

Teaches you how to make money providing liquidity to DeFi pools (you earn a share of trading fees).

It’s real, but nothing you can’t learn for free online.

Decent for beginners, but experienced crypto folks won’t find much new here.

Risks (impermanent loss, hacks, volatility) are downplayed in the marketing.

Not an auto-payment system — it’s a manual crypto investing strategy.

The details

So, what’s actually inside?
Basically, it’s a series of video lessons explaining how to deposit crypto pairs (like ETH + USDC) into liquidity pools. When people trade in those pools, you get a slice of the transaction fees (~0.3%). Andy claims he’ll show you how to pick the best pools using something called the “ideal correlation ratio” to get the steadiest returns.

Now, if you’re new to crypto or DeFi, you might appreciate the step-by-step structure. But honestly, the stuff he teaches is all over YouTube and crypto sites already. You’re paying for the packaging, not some top-secret edge.

The reality check
✅ Yes, you can earn money this way.
⚠ BUT: there are risks — like impermanent loss (look that up if you’re unfamiliar), smart contract bugs, and general crypto market chaos.

Also, while Andy says you can start with as little as $50, network fees (especially on Ethereum) can chew up profits on small deposits.

My verdict
It’s legit, but whether it’s worth $297 is up to you.

If you’re a beginner who wants a structured intro to DeFi, maybe it’s worth a look.

If you’re already dabbling in crypto, you probably don’t need to pay for this.

Final note
If you’re looking for a more reliable, beginner-friendly way to build income online (not just chasing crypto plays), See the best business to start online here! — it’s been my go-to after years of testing different methods.

Hope this helps someone out! Feel free to ask if you want me to share more details or answer anything I learned along the way.