2Checkout: Reliable Alternate of PayPal or SCAM?

34 replies
Hi friends,

I want to sell products on my website & for that I need a RELIABLE Payment processing service. I read some threads on WF supporting that 2Checkout is a blessing for those people, where PayPal don't work. Well, PayPal don't work in my country as well. So I've 2CO available as an option. I went to Google to see reviews on 2CO & Sign Up for 2CO account. But while googling it, I noticed some blogs on the page 1 of google were explaining that 2CO is very risky & beware of it. They said sometimes if you purchase via 2CO, you'll payment will be marked as fraud or whatever. While in the same forum some also explained, that it was fantastic for them as seller.

Now I got confused. Please guys share your experience, Is 2CO really a Reliable alternate to PayPal, or its a scam? Let me know, if you ever had any issues with 2Checkout. (From Buyers & from Sellers side)

Thanks.
#2checkout #alternate #paypal #reliable #scam
  • Profile picture of the author Izerman
    2CO as absolutely a reliable payment processor.
    I don't personaly use it but I have a lot of friends that have used and are still using it.
    The only thing that you might want to know is that there is $20/month service fee, Unless u sell for more than $200/month.

    /Izerman
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    • Profile picture of the author shipwrecked
      Are you sure? Back a few years ago they had no monthly fee, just transaction fees. At least for the small guys.

      By the way, SHAB1412: it is definitely not a scam, it's a big company offering a sophisticated payment system. Only that you need lots of scripts, plugins to make it work, pretty much like with ClickBank... They won't give you everything.
      2CO also gives plastic debit cards for accounts - if you apply (at least to some country residents it is possible - check if you find yours!)...
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      • Profile picture of the author SHAB1412
        Originally Posted by shipwrecked View Post

        Are you sure? Back a few years ago they had no monthly fee, just transaction fees. At least for the small guys.

        By the way, SHAB1412: it is definitely not a scam, it's a big company offering a sophisticated payment system. Only that you need lots of scripts, plugins to make it work, pretty much like with ClickBank... They won't give you everything.
        2CO also gives plastic debit cards for accounts - if you apply (at least to some country residents it is possible - check if you find yours!)...
        Yes, I really wished there was no monthly fee. Thanks.
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  • Profile picture of the author Bokva
    2CO is ok, but for buyers they are pretty strict. Once, when I was ordering something for $60, I entered address different than one I used to register my credit card at my bank, and they blocked my money for about 60 days because they thought I'm fraud. After that, I was careful when entering my data, and no problems ever!
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  • Profile picture of the author Joel Young
    Most definitely not a scam! LOL! Where would anyone get THAT idea?? I used 2Checkout way back when they were fairly new (early 2000's), and I found them very professional and secure. I actually would trust them much more than PayPal, and plan to go back to them very soon in fact.
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  • Profile picture of the author Justin Spencer
    Hello Shab1412,

    2CO is not a scam, they're a thriving company. And there are many "big names" in this industry that trust them.

    So that should give you more insight into there authenticity.

    Cheers,

    -Justin
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  • Profile picture of the author star007
    I used 2checkout exclusively for a long time and still have active accounts with them . The company tois very professional and no problems getting my money depositied into my bank account on time. There customer support team is easily accessible by phone and very friendly and helpful.
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    • Profile picture of the author SHAB1412
      Originally Posted by star007 View Post

      I used 2checkout exclusively for a long time and still have active accounts with them . The company tois very professional and no problems getting my money depositied into my bank account on time. There customer support team is easily accessible by phone and very friendly and helpful.
      Quite encouraging.

      Thanks.
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      • Profile picture of the author Madush
        Banned
        2CO is a good company to go with. I have not had any problems yet
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  • Profile picture of the author Vishalicious
    2Co is best better than paypal. i am using 2co since around 2 years.
    never had any problems.

    if anyone wants to save $40 processing fees let me know.
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    • Profile picture of the author miskat
      2Checkout is definately better , use this coupon to waiver $40 sign up fee and get the account free :

      WHB3WPFA
      Or,

      byetn2co11
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      • Profile picture of the author SHAB1412
        Originally Posted by miskat View Post

        2Checkout is definately better , use this coupon to waiver $40 sign up fee and get the account free :

        WHB3WPFA
        Or,

        byetn2co11
        I'm getting convinced now. But I think Sign Up is FREE.

        But there is a possible monthly Fee. Can you tell me, if you're selling products using 2CO on your website, do they keep charging you every month, no matter you're making any sales or they charge you only if you make sales?

        I was wondering if I sign up now, before setting up my website & putting products on it, just to see the interface of 2CO & attach it with my bank account.

        Can we also buy using our 2CO account, just like we use PayPal to buy from any site? or it only works where the seller has put option to use 2CO?

        Many Thanks.

        --
        SHAB
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        • Profile picture of the author smak
          I have been using for 1 year with no issues at all.

          I don't know about this monthly fee but I have not yet come across it.My charges are: 5.5% + $0.45 per sale.
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  • Profile picture of the author Bokva
    Vishalicious, Miskat... What signup fee? They say there is no setup fee:

    Flat Rate
    As low as
    Rate: 3.99%
    Per Transaction Fee: $0.45
    Monthly Fee: $0.00*
    * With a minimum of $200 in sales, otherwise $19.99 monthly service fee applies.


    No Extra Fees
    Setup Fee: None
    Gateway Fee: None
    Merchant Account Fee: None
    Recurring Billing Fee: None
    Statement Fees: None
    Cancellation Charge: None
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    • Profile picture of the author SHAB1412
      Originally Posted by Bokva View Post

      Monthly Fee: $0.00*
      * With a minimum of $200 in sales, otherwise $19.99 monthly service fee applies.
      Can you explain this please.
      Does this means, $19.99 is charged, if sales are less than $200. & If sales are over $200, then it will be FREE?

      -OR-

      Does it means, If sales are less than $200, then its FREE, & if sales are over $200, then they charge $19.99 monthly?
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      • Profile picture of the author Bokva
        Originally Posted by SHAB1412 View Post

        Can you explain this please.
        Does this means, $19.99 is charged, if sales are less than $200. & If sales are over $200, then it will be FREE?

        -OR-

        Does it means, If sales are less than $200, then its FREE, & if sales are over $200, then they charge $19.99 monthly?
        $19.99 is charged if sales are less than $200.
        If sales are over $200, then it will be FREE.

        And, as I can see on their site, there is no sign up fee...
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        • Profile picture of the author SHAB1412
          Originally Posted by Bokva View Post

          $19.99 is charged if sales are less than $200.
          If sales are over $200, then it will be FREE.

          And, as I can see on their site, there is no sign up fee...
          OK. so when they say $200. Do they mean $200 sales is necessary on each website or it should be overall sales amount coming in 2CO account, from all sites?

          I mean, say if we're using with 3 websites & total sales from 3 websites a month is $350 & from individual websites, its less than $200 each site.

          In that case:

          1). Will they then charge $19.99 per month OR Not? (Being Total sales Over $200)
          2). If they do charge, will they charge $19.99 as a whole? or $19.99 individual site?


          Also, I've heard that they charge $50 one time payment, to setup 2CO on each site? Is that true?

          Thanks.
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          • Profile picture of the author Bokva
            Sorry, I don't know that.

            I think you better contact their support and get info directly. Please copy-paste here, as I'm interested in some of your questions.
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            • Profile picture of the author SHAB1412
              Originally Posted by Bokva View Post

              Sorry, I don't know that.

              I think you better contact their support and get info directly. Please copy-paste here, as I'm interested in some of your questions.
              OK. I'll check on it.

              Thanks.
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    • Profile picture of the author chinpack
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      • Profile picture of the author Melody
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  • Profile picture of the author powerboss
    Its the best thing after Paypal. Why after Paypal, becoz i think many don't use 2co yet. Its very safe and has fast support staff.
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  • Profile picture of the author Scrape
    I recommend 2CO. Its a good payment processor besides paypal. Paypal sucks
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  • Profile picture of the author chrisacho
    2co a great deal. i have had over 50k dollars on them and been paid over times in all transactions.
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    • Profile picture of the author busterkman
      2CO is a very good payment processor. Especially compared to PP.
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      • Profile picture of the author Amber Jalink
        I've been using 2CO for years, probably at least 7 or 8 at the bare miminum. As soon as they allowed Canadians anyway.

        Never had a problem.

        The "Fraud" flag honestly happens with pretty much any merchant who checks - i.e., if you put your zip or postal code in slightly different than on your statement... example:

        (canadian example of a postal code)
        L2E 8W6

        but you enter it as

        l2e 8w6

        it will flag it.

        If you enter your phone number as 511-555-9999
        rather than 5115559999

        it can flag it.

        It's for seller's security (and buyer's as well!)

        No one has ever been able to claim a chargeback that they didn't purchase.

        Amber
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  • Profile picture of the author yasser
    nice payment processor. however they charge lot compared to paypal
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  • Profile picture of the author Fat Wolf
    2co been in the internet for while, in some point it is better than paypal, you should use it as your paypal backup
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  • Profile picture of the author itcongress
    Not a scam... The support for customers from 2CheckOut is even better than that of PayPal
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  • Profile picture of the author itcongress
    It is legit
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  • Profile picture of the author itcongress
    Have anyone used Payza?
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  • Profile picture of the author SHAB1412
    UPDATE on 2Checkout Rates:

    I just checked 2Checkout Website & their Month Fee has been reduced to $10.99.
    Earlier they had a condition of $200 sales, but now its a flat Monthly Free of $10.99, no matter how much sales you're making.

    Rate 3.99% Per Transaction Fee $0.30 Monthly Service Fee $10.99
    What you guys think about it ?
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    • Profile picture of the author LivingCovers
      Originally Posted by SHAB1412 View Post

      UPDATE on 2Checkout Rates:

      I just checked 2Checkout Website & their Month Fee has been reduced to $10.99.
      Earlier they had a condition of $200 sales, but now its a flat Monthly Free of $10.99, no matter how much sales you're making.

      Rate 3.99% Per Transaction Fee $0.30 Monthly Service Fee $10.99
      What you guys think about it ?
      Good, just what I was waiting for. So Shab1412, what are you still waiting for?
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  • Profile picture of the author milla04
    I have used 2Checkout, no problems whatsoever, but I wouldn't recommend it when your business starts growing more than couple grand a month.
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  • Profile picture of the author vishwa
    Yes! I have is Used 2Checkout For 1 Years & Never Face a Problem With Them, But There Charges & Fees are too High Compare to PayPal & Payza
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