I bought into a program that had a 100% money back guarantee, I paid a $97 'initial consultation fee' and then a further $900 once I completed the 'initial assessment' of my needs. What I got was a joke, the guy even distributed a $500 package by a well known motivational speaker without the rights to do so. When I put in a request to the guy to get a refund I was shot down, no big deal I thought, I will just open a claim up with PayPal and provide them the details of the deal and get my money back.
I was shocked to find that due to a clause, 13.2 in the User Agreement, https://www.paypal.com/us/webapps/mp...eement-full#13 my purchase was not eligible because it was purchased with a split payment. The agent I spoke to basically agreed with me that I had been ripped off but due to this rule there is nothing that could be done.
The only thing left to do is things like this and let others know that if you see an offer that requires a split payment through PayPal, proceed with extreme caution.
Just passing this on to perhaps help others.
Oh and yes the well known motivational speaker has been contacted in hopes of burning the guy anyway I can.
UPDATE Aug 6: 2 Days ago I sought out and found the e mail address for the CEO of PayPal, was not that hard to find. I put together an e mail stating accurate facts in this case, facts that went against what the seller was claiming. I stated that I had hard evidence to back up everything I stated. Within 4 hours I was receiving a phone call from the executive offices at PayPal. Today I get a call from them to notify me that the funds were placed back into my account. Kudos to PayPal and for them having the common sense to see the facts and to go against their initial assessment of the situation, for that I thank them very much.