Plan to invest money some 100k

31 replies
What idea do you have?
would online or offline be better?
If you ask me, my thoughts are below but I want to find out if you all agree or if there is an adjustment to make?
.................................................. .........

An amount like that, can do really well both offline and online.
However, do recommend online because, they are quite:

1. more cost effective - with a little part of your investment you can easily x6 your initial capital.
2. low entry level competition.
3. quicker to implement than offline investment and hence you can see what works and what doesn't very quickly.

Some best tip will be to find failing businesses online whose field you are knowledgeable about. Buy the business, turn it around in 6 month to a year and sell it.

While doing that, find other succeeding online businesses looking for partners and partner with them.

Look through the affiliate networks in niches you are knowledgeable in, find succeeding products you can easily improve on, take 3 or less month to create it and market them like never before.
#100k #invest #money #plan
  • Profile picture of the author William Waltham
    It all depends on what you want that money to do for you when you invest it. That determines your investing strategy. If I was investing that much, I'd go for something safe and generally reliable, like a low yield municipal bond. But, if your goals are different, and you have more tolerance for risk, investing in an online business may be just the thing for you.
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    • Profile picture of the author Frank Chisom
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      • Profile picture of the author Gambino
        Originally Posted by Frank Chisom View Post

        I was also think that as a whole, online business are quite reliable if not 100% safe.
        If you have $100,000... Put it somewhere that you cannot touch it, you will likely lose it very quickly if you believe this.
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      • Profile picture of the author Frank Donovan
        Originally Posted by Frank Chisom View Post

        The goal is to increase the capital as fast as possible in order to buy a sizable offline business worth about $650,000.
        With a time frame of 18 months to get the money.
        Before talking about the pros and cons of online and offline businesses, my question would be whether you've actually had any experience of building a successful business at all? If not, taking one from an investment of $150K to a value of $650K in 18 months is bordering on pie-in-the-sky thinking.
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        • Profile picture of the author Frank Chisom
          Originally Posted by Frank Donovan View Post

          Before talking about the pros and cons of online and offline businesses, my question would be whether you've actually had any experience of building a successful business at all? If not, taking one from an investment of $150K to a value of $650K in 18 months is bordering on pie-in-the-sky thinking.
          I understand where you are coming from, especially since you do not know much about me.
          I believe I have more experience in online businesses that offline ones...
          Especially when you consider that I created 5 successful online businesses in my first year as an online entrepreneur.

          Of course it took, lots of studying, hardwork and sleepless nights. Also lots of investment and outsourcing but I did it.

          So with that experience, I am willing to bet more on online businesses that offline ones.

          Also you should notices that I list 3 points and in one of them I said I could buy 4 or 5 no so well online businesses (cheaper) and build them up respectively in 18 months ( very doable).

          All I need is to assign each one to a group of my managers and supervise their work. Provide the strategic growth plan and ask them to carry them out.

          My question here was if anyone had a better more lucrative idea.
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          • Profile picture of the author Steve B
            Originally Posted by Frank Chisom View Post

            I list 3 points and in one of them I said I could buy 4 or 5 no so well online businesses (cheaper) and build them up respectively in 18 months ( very doable).

            All I need is to assign each one to a group of my managers and supervise their work.

            Frank,

            You said you could buy 4 or 5 online businesses, build them up in 18 months, and have your needed return. You said it was "very doable."

            If you already have a group of managers . . . why don't you trust your business instincts and implement this plan? I have not read any responses in this thread that "are very doable" to get the ROI you want, so I suggest you move forward and apply your expertise and spend your $100K.

            In 18 months come back and explain exactly how you did it.

            Steve
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            • Profile picture of the author Frank Chisom
              Originally Posted by Steve B View Post

              Frank,

              You said you could buy 4 or 5 online businesses, build them up in 18 months, and have your needed return. You said it was "very doable."

              If you already have a group of managers . . . why don't you trust your business instincts and implement this plan? I have not read any responses in this thread that "are very doable" to get the ROI you want, so I suggest you move forward and apply your expertise and spend your $100K.

              In 18 months come back and explain exactly how you did it.

              Steve
              Okay Steve...
              I also couldn't get much wholistic ideas from the all the successful marketers here, although some ideas could fit well into other ideas.
              Maybe it is because what I want is not really doable (no one believes it is) or because no one else have tried it.
              Thanks for your time.
              I will try it out and see how it turns out, although I am not promising to come 18 months later to give a report on it but we will see.
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              • Profile picture of the author zdebx
                Originally Posted by Frank Chisom View Post

                Okay Steve...
                I also couldn't get much wholistic ideas from the all the successful marketers here, although some ideas could fit well into other ideas.
                Maybe it is because what I want is not really doable (no one believes it is) or because no one else have tried it.
                Thanks for your time.
                I will try it out and see how it turns out, although I am not promising to come 18 months later to give a report on it but we will see.
                Go to Flippa, see what established, successful websites are already selling and buy one you could scale with your available budget.

                If you know your way round online and can spot a website with big potential, then buying an existing business would probably be a much better idea, rather than starting something from scratch, even if you have a good budget.
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  • Profile picture of the author Josh Mayers
    Frank, hows it going man?

    Just read your post.

    First off, I would start much smaller on what I'd invest - more like $10K

    Once I see a return, THEN of course I would scale it.

    Let's be real . . $100K is a lot of money lol

    As far as what to invest it in, that would depend on how quickly I could get a turnaround.

    If I were you, I'd see what I could do offline with managing a McDonalds LOL . . . after all, it is the BEST business model on the planet.

    Just my two cents, but I hope this helps!

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  • Profile picture of the author Gambino
    Originally Posted by Frank Chisom View Post

    An amount like that, can do really well both offline and online.
    However, do recommend online because, they are quite:

    1. more cost effective - with a little part of your investment you can easily x6 your initial capital.
    2. low entry level competition.
    3. quicker to implement than offline investment and hence you can see what works and what doesn't very quickly.
    None of this is true when it comes to comparing an online and offline business. There are way, way, way too many variables to determine the absolute best way for a stranger on the internet to invest $100,000. So, I'll just point out the flaws thus far.

    More cost effective: It depends. If you're talking about starting a brick and mortar store, then sure you'll have additional costs such as rent, which will make it more expensive to start. But, if you're starting a brand online, you're going to have rent costs for inventory, fulfillment, etc. But, you could run an offline business from your spare bedroom, or you could have an online business that doesn't involve inventory of physical products. Too many variables, but it's safe to say that an online business is not always more cost effective than an offline business.

    Low entry level competition: What? How does an online business automatically have less entry level competition. If your argument is that it costs more to start an offline business, then logic would dictate that there is a higher level of competition online. More people will invest little to no money than they will tens of thousands of dollars, right? Being online or offline doesn't have much to do with competition as performing market research. I'm sure there are a lot of places that you could open a bar, cleaning service, restaurant, dry cleaner, etc with little competition. Or you could start an online business selling a weight loss solution with a ton of competition.

    Quicker to implement: Sure it's pretty easy to set up a site, and a sales funnel. But, this all depends on your marketing strategy. You can have an offline business and market it online and vice versa. But, setting up a service or offline business from home and a website doesn't take a whole lot of time. The marketing strategy is what fluctuates and as I said, that isn't solely online or offline, it can be a mix of the two.
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    • Profile picture of the author Frank Chisom
      Originally Posted by Gambino View Post

      None of this is true when it comes to comparing an online and offline business. There are way, way, way too many variables to determine the absolute best way for a stranger on the internet to invest $100,000. So, I'll just point out the flaws thus far.
      I can see where you are coming from so I understand your objections.
      But you should understand that these variables you mentioned are found both offline and online.
      In fact I have come to realise that these variables are more controllable online than offline.

      Online changes are more real time that offline changes. So you can implement a change and gauge the results online in a relatively short time.

      Yeah, you kinda asked... I have experience in both offline and online business. I have done both in a large scale and for a long time. I will choose online businesses anytime, any day; especially with the current global trend.

      And I will use offline businesses as my insurance.

      The point is for what I am trying to achieve (growing 100k to 650k in 18 months), I believe online businesses will provide the fast result with lesser capital. Also online business give you more room for error especially when you as pressed for time.

      You did well to critique my points... but I also asked for better ideas and suggestions that what I proposed. (something that does not have to do with hiding or locking up the 100k - that will not multiply it.)
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  • Profile picture of the author aizaku
    build out a niche site, funnel and use the money to test paid traffic.

    that's what i'd do

    -Ike Paz
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  • Profile picture of the author JohnVianny
    [ INVEST all in LIST BUILDING and LEAD GENERATION / Nurturing ]

    * Choose a Niche
    * Build an Opt in page and
    * Build your List with DIFFERENT sources where you spread your moneys, 10k initially and so on.
    * Create a Sales funnel where you initially promote affiliate products
    * Hire a freelancer or do it yourself: create your own digital product.

    Continue to deliver traffic:

    40% Fb Ads.
    40% Solo Ads
    10% Native Ads
    10% Google Display Ads
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    • Profile picture of the author Frank Chisom
      Originally Posted by Connann View Post

      [ INVEST all in LIST BUILDING and LEAD GENERATION / Nurturing ]

      * Choose a Niche
      * Build an Opt in page and
      * Build your List with DIFFERENT sources where you spread your moneys, 10k initially and so on.
      * Create a Sales funnel where you initially promote affiliate products
      * Hire a freelancer or do it yourself: create your own digital product.

      Continue to deliver traffic:

      40% Fb Ads.
      40% Solo Ads
      10% Native Ads
      10% Google Display Ads
      This is an interesting plan...
      But I feel that it more for those starting out.
      I know it could work out awesomely but the initial and overall ROI might not be as large as buying existing almost failing online business and turning it around with a good plan.

      You traffic metric seems practical... will try it out and see what result it yeahs...
      Although I am not sure about Fb ads...
      They are ease to create, and cheap but I feel the other you mentioned are more effective.
      Anyways, I have had more success with them than facebook ads
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  • Profile picture of the author lindseysan494
    Online avenues are a better investment than offline marketing, unless you're a huge business. You get more bang for you buck online, can reach a wider audience and more control over your advertising metrics.

    If you have a good bankroll, you can make Google Adwords or Facebook's Ads work for you, once you experiment and get the right combination/content of your ads down.
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  • Profile picture of the author Andrew Gazdecki
    My best advice, is make sure you're able to TRACK marketing spend to sales before spending that type of money on any product. If you're unable to see which marketing channel produce the highest quality leads or sales -- you won't be able to know where to invest more, or less.
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    • Profile picture of the author Frank Chisom
      Originally Posted by Andrew Gazdecki View Post

      My best advice, is make sure you're able to TRACK marketing spend to sales before spending that type of money on any product. If you're unable to see which marketing channel produce the highest quality leads or sales -- you won't be able to know where to invest more, or less.
      Yeah that is a very good business thought.
      Like you said, tracking the cost expended and the revenue profited is need to accurately measure ROI.
      I will ensure I put that in consideration.
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  • Profile picture of the author Hippos
    "Easily multiply your 100k investment by 6 in a short timespan." I don't think that's ever going to be easy, online or offline.

    If it was easy, everyone could get a small loan and be a millionaire in a few years time.

    In my opinion, you need to be among the top investors in order to do it. Everything is easy for a mastermind of course, but for the average person? Not likely. Not even close.
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  • Profile picture of the author Oceano99
    I would read Money Master the Game by Anthony Robbins and follow his advice on investing your money safely. As they say. You only have to be rich once. Don't loose your money. Don't take risks now that you got them.

    You can start a business online without much of cash if that is what you want to do.
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  • Profile picture of the author kilgore
    Despite your claims to the contrary, it's obvious that you don't really know much about running a business, online or offline.

    The $100K you're talking about -- assuming that you actually have it -- isn't an investment. It's called a budget. And when you run a business you use that budget to pay for business expenses, business expenses that should be driven by business needs, business needs that are driven by consumer needs. You don't just deposit whatever amount of money you feel like into your business as if it were a bank account.

    Some businesses might need $100K to get started. Some might only need $10K. Some might need $1 million or more. And some might need practically nothing at all.

    But no matter what kind of business you're running your return on investment isn't based on some fixed -- or in your case fantasy (550% in 18 months?!?) -- percentage of the amount you spend on your business. Instead your return depends on the amount value you are able to create for your customers, your ability to attract those customers and your ability to monetize that value. So if you need $100K to do all that by all means spend $100K. But if you only need $10K or just $10, spending any more will just be throwing your money away.

    With that in mind, $100K is a pretty awkward budget for a business. It's not enough to hire a full team and if you're not looking to hire a team, it's probably a lot more than you need. Sure you could find ways of spending it all. Hire a fancy design firm, blow it all on ads or buy yourself a diamond-studded, 24-carat gold computer. But if you're just looking to spend money to spend money you'll probably end up with a negative rate of return, certainly not the ridiculous 550% return that you keep fantasizing about (though of course, you're extremely unlikely to get that sort of return no matter how much money you spend or don't spend).
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    • Profile picture of the author anayb
      Originally Posted by kilgore View Post

      Despite your claims to the contrary, it's obvious that you don't really know much about running a business, online or offline.

      The $100K you're talking about -- assuming that you actually have it -- isn't an investment. It's called a budget. And when you run a business you use that budget to pay for business expenses, business expenses that should be driven by business needs, business needs that are driven by consumer needs. You don't just deposit whatever amount of money you feel like into your business as if it were a bank account.

      Some businesses might need $100K to get started. Some might only need $10K. Some might need $1 million or more. And some might need practically nothing at all.

      But no matter what kind of business you're running your return on investment isn't based on some fixed -- or in your case fantasy (550% in 18 months?!?) -- percentage of the amount you spend on your business. Instead your return depends on the amount value you are able to create for your customers, your ability to attract those customers and your ability to monetize that value. So if you need $100K to do all that by all means spend $100K. But if you only need $10K or just $10, spending any more will just be throwing your money away.

      With that in mind, $100K is a pretty awkward budget for a business. It's not enough to hire a full team and if you're not looking to hire a team, it's probably a lot more than you need. Sure you could find ways of spending it all. Hire a fancy design firm, blow it all on ads or buy yourself a diamond-studded, 24-carat gold computer. But if you're just looking to spend money to spend money you'll probably end up with a negative rate of return, certainly not the ridiculous 550% return that you keep fantasizing about (though of course, you're extremely unlikely to get that sort of return no matter how much money you spend or don't spend).
      That's what I wanted to tell when I first saw your post ... budget is relative but essential factor. It totally depends on your end goal. It looks like you do want heavy returns on your $100K within the first couple of months, which is very much possible if (only if) you already possess specific skill sets; a good grasp in digital marketing, manipulating paid traffic, seo and technology (you do not need to be a great coder, but know-hows about how stuffs are implemented give you an insight in making critical business decisions, however). You gotta need to play the game yourself. Try to build something that is very scalable. Please do not think about hiring stuffs now, $100K is not sufficient to keep your business afloat for sometime, in case hire and pay. Honestly, $100K budget is even not close to opening an office and working there alone until you figure it out any proven ROIs. Depending on 3rd party skills in a very early stage of investment or starting a business is the fastest way to fail in online world.
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      • Profile picture of the author Frank Chisom
        Originally Posted by anayb View Post

        That's what I wanted to tell when I first saw your post ... budget is relative but essential factor. It totally depends on your end goal. It looks like you do want heavy returns on your $100K within the first couple of months, which is very much possible if (only if) you already possess specific skill sets; a good grasp in digital marketing, manipulating paid traffic, seo and technology (you do not need to be a great coder, but know-hows about how stuffs are implemented give you an insight in making critical business decisions, however). You gotta need to play the game yourself. Try to build something that is very scalable. Please do not think about hiring stuffs now, $100K is not sufficient to keep your business afloat for sometime, in case hire and pay. Honestly, $100K budget is even not close to opening an office and working there alone until you figure it out any proven ROIs. Depending on 3rd party skills in a very early stage of investment or starting a business is the fastest way to fail in online world.
        You looked at this case from different perspectives and angles and I like that.
        What some others here are not understanding is that the 100k is not a life and death issue.
        And I also believe 100% no matter what anyone says that 100k can be transformed to 650k in the next 18 month; especially online.
        Some of the strategic plan you pointed out will definitely be need in the overall plan.
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        • Profile picture of the author discrat
          Originally Posted by Frank Chisom View Post

          And I also believe 100% no matter what anyone says that 100k can be transformed to 650k in the next 18 month; especially online.
          Well if it is 100% certainty why not go for it. Seriously. Not trying to be flippant. But go forward
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    • Profile picture of the author Frank Chisom
      Originally Posted by kilgore View Post

      Despite your claims to the contrary, it's obvious that you don't really know much about running a business, online or offline.
      Whether you believe I have and run successful businesses or not is your opinion and I am not really inclined to convince you of other wise.

      Originally Posted by kilgore View Post


      The $100K you're talking about -- assuming that you actually have it -- isn't an investment. It's called a budget. And when you run a business you use that budget to pay for [B]business expenses[/Business expenses that should be driven by business needs, business needs that are driven by consumer needs. You don't just deposit whatever amount of money you feel like into your business as if it were a bank account.
      Just wanted to point out that I didn't say I was going to dump 100k just like that.
      If you read the initial posts, you will realise that the goal is to transform 100k to 650 in 18 month to acquire an existing business.

      You also see that it is a goal of diversification and speed and not just about continuing in my current line of work.
      But no matter the semantics you use, budget or investment, the goal of every investor is to make back whatever he put in a business plus profit.

      And of course the wisest thing is to keep investing the profit within the 18 months until the expected ROI is reached.

      Originally Posted by kilgore View Post

      With that in mind, $100K is a pretty awkward budget for a business. It's not enough to hire a full team and if you're not looking to hire a team, it's probably a lot more than you need. Sure you could find ways of spending it all. Hire a fancy design firm, blow it all on ads or buy yourself a diamond-studded, 24-carat gold computer. But if you're just looking to spend money to spend money you'll probably end up with a negative rate of return, certainly not the ridiculous 550% return that you keep fantasizing about (though of course, you're extremely unlikely to get that sort of return no matter how much money you spend or don't spend).
      Now do you understand why I stated the option in the first post. And why I opted for online business with this amount. It is cheaper to set up and implement.
      It is not like I am starting the the next Google with 100k?
      Also like already said, one can make 550% return from an investment is 18 months.(it is not false and unreal just because you said so)

      Business is about strategic plan, implementation and timing...

      Let me ask, do you believe that someone who starts a website with $100 can not make $650 in 18 month?

      That is a very simplified way to look at this investment case.
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      • Profile picture of the author PPG19
        Originally Posted by Frank Chisom View Post


        Also like already said, one can make 550% return from an investment is 18 months.(it is not false and unreal just because you said so)
        It is not false and unreal because he says so but because the statistics show us. Not many businesses achieve that kind of ROI and it is really unrealistic especially in 18 months and without a plan and let me say without business experience.

        If i were you i would invest a small fraction of those 100k to start..
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  • Profile picture of the author zdebx
    kilgore killed it.

    What I was going to say myself....How did you make that $100k? Again assuming you actually have it, because it sounds a bit funny to me that someone who actually made that amount comes to a forum and asks what to do with it...

    My understanding would be that if you know how to make 100k, then you would have some ideas on how and where to use it to make that money work for you.

    In other words, expand on what's already working for you.
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    • Profile picture of the author Frank Chisom
      Originally Posted by zdebx View Post

      kilgore killed it.

      What I was going to say myself....How did you make that $100k? Again assuming you actually have it, because it sounds a bit funny to me that someone who actually made that amount comes to a forum and asks what to do with it...

      My understanding would be that if you know how to make 100k, then you would have some ideas on how and where to use it to make that money work for you.

      In other words, expand on what's already working for you.
      lol... my question was not what to do with it.
      I already know I could do with it.
      My question was - what MORE...

      What other possibilities do people on this forum have. (I was assuming that all the claims of other members being successful online marketers are truth. Because I was expecting their expert ideas of what they could do with the money online or offline.)

      I am simply "idea harvesting" to see if there are other options I hadn't considered already. After all, this is a forum... a discussion group.
      ..................................................

      Also I hinted in my past comments above on diversification and faster results. So just sitting tight doing what is already working for me isn't an option I am considering.

      Haven't you heard that it is not always wrong to leave a particular business even though it working.

      It not like I said the 100k is the only money available.... It is an amount set apart to be multiply in 18 months to 650k to purchase an already existing business and I am looking out for every possible idea and strategy out there to make it happen because I know that it is possible.
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  • Profile picture of the author Oceano99
    Another idea is to use your 100K as collateral for investing in real estate. There is alot of information online on how to do great deals in real estate. I think 100K would be a good start.
    At least where I live.
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  • Profile picture of the author Brent Stangel
    Banned
    The $100K you're talking about -- assuming that you actually have it
    Nope - DeNada - Nyet!

    Not buying it for a second.
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  • Profile picture of the author zeelio
    I would get into Amazon private label products. You can get a massive head start with a 100k.
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  • Profile picture of the author brettb
    Buy a rental property, stuff on this forum is for suckers.
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