Payment Gateways - Merchant Services

Hi Guys

I dont no if this is the best place to out this and I dont even no if there is a place on this forum for such a thread but you guys always seem to no every 'loophole' there is so i might have some luck.

I havent got bad credit but by the looks of it I dont have good credit either.

I used to own a limousine brokerage and I had merchant facilities (credit card accepting facilities), I had all sorts of bad credit back then and allot of outstanding credit too.

Before I started my new venture I cleared all my credit cards, my default had gone (I did this because when I started my limo company i wanted to start as a sole trader, my credit was too bad so they said a limited company was the only way forward) so I thought everything would be fine.

Now I am being told 1) that merchant companies are not taking on any 'middlemen' at present and 2) my credit score is crap???

I have tired paypal business but no luck there, I am currently signing up with someone elses detail (no fraud) but if that doesnt work I would like to no if anyone here has any ideas as you all seem to no so much about the net and related stuff.

Any ideas? What gets me is I became a qualified mortgage advisor last year and worked for 6 months doing that, they will let me provide mortgages but not take payment, how does that work??

Would really appriciate it if someone has any decent info.