25 replies
I live in America and am wondering how I can allow for someone to buy in rupees something I'm selling (an ebook)?

There's really no Paypal over there and I don't think that I can open a banking account in India without actually going there!

So is there some other kind of solution that will work?
#india
  • Profile picture of the author Why9999
    Bump. Anybody know?
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  • Profile picture of the author singhavn
    Indians can have a paypal account but paypal doesn't allow the transaction in ruppee at the moment. You can probably look for an Indian merchant account if you can get like ccavenue.
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    • Profile picture of the author Why9999
      Originally Posted by singhavn View Post

      Indians can have a paypal account but paypal doesn't allow the transaction in ruppee at the moment. You can probably look for an Indian merchant account if you can get like ccavenue.
      Can't get them to call me back!
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  • Profile picture of the author Alexa Smith
    Banned
    Originally Posted by Why9999 View Post

    There's really no Paypal over there
    You're sure about this? Maybe I have it all wrong, but it seems to me that there are certainly hundreds, if not thousands, of Indian Warriors here who seem routinely to be using PayPal for their businesses, including many who are service-providers?
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  • Profile picture of the author jonasgr
    There are some restrictions to India, but I find them a bit blurry. I know they made some regulations because of fraud (like ones against Nigeria and was it Taiwan or Pakistan I think).

    The latest news, as I have heard it, is that you can send and receive money from a paypal account to a local bank account in Pakistan.
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    • Profile picture of the author sanjaysharma
      the person in india can purchase the ebook or anything via paypal if a credit card is attached with it.

      i am using it almost daily. there is also facility to attached your local bank account with paypal but i does not attached my bank account with the paypal but it is possible.

      the only rule in india is regarding money is that whenever you received the money via paypal than you have to take that money in your local bank account. you cannot pay the money which you earn directly from the paypal. it comes to paypal than come to your local bank account than he you can pay the money via paypal.

      hope this help
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    • Profile picture of the author Oggyoi
      Originally Posted by jonasgr View Post

      There are some restrictions to India, but I find them a bit blurry. I know they made some regulations because of fraud (like ones against Nigeria and was it Taiwan or Pakistan I think).

      The latest news, as I have heard it, is that you can send and receive money from a paypal account to a local bank account in Pakistan.
      I was warned a while ago about dealing with outsourcers in India, as you can't get your money back if you raise a dispute ( or something along those lines ).

      Again, it was a hazy comment, so research this for yourself.

      thanks
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      • Profile picture of the author apoorv.parijat
        Originally Posted by Oggyoi View Post

        I was warned a while ago about dealing with outsourcers in India, as you can't get your money back if you raise a dispute ( or something along those lines ).

        Again, it was a hazy comment, so research this for yourself.

        thanks
        You can, actually. There is a problem with Indians not being able to send money off their PayPal balance but this doesn't apply to refunds. Within the first 60 days (which is universal with PayPal), you can refund as usual.

        After the first 60 days though, you'll have to refund from your CCs as it'll be sort of a payment and not a refund, technically. :-)
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  • Profile picture of the author Viramara
    have you tried some PayPal alternatives like 2checkout?
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    • Profile picture of the author Why9999
      Originally Posted by Viramara View Post

      have you tried some PayPal alternatives like 2checkout?
      Sorry guys! I just noticed there were a bunch of posts. I am currently using 2CheckOut. I can't say I've gotten a lot of sales from India, but a few and it's pretty much free (a la PayPal) to use 2CheckOut. Furthermore, their transaction fees are similar even from smaller transactions.

      They do have a $50 sign up fee, but that's about it.

      My problem now is that I need backlinks from India! That's what I've got to work on now. Based on my traffic numbers, I don't rank that well in Google's India yet.
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  • Profile picture of the author zetetician
    I'm from India, and thanks to my IM addiction, regularly buy ebooks, courses, whatever through my Paypal account. Never had any problem - ask all the marketers who have got rich off me! :rolleyes:

    All I needed to do was attach a credit card to my Paypal account. And while I pay in Rupees, Paypal converts it and pays the marketer in US Dollars.

    So sending money is hassle free.

    However for receiving money, restrictions have been imposed recently (possibly because terrorists were using this as a convenient anonymous channel to fund extremists here??!!)

    So if I receive money from abroad, I have to transfer it to my bank account - can't leave it as a Paypal balance and use it for future purchases.

    Hope this helps.
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    • Profile picture of the author theultimate1
      Originally Posted by zetetician View Post

      I'm from India, and thanks to my IM addiction, regularly buy ebooks, courses, whatever through my Paypal account. Never had any problem - ask all the marketers who have got rich off me! :rolleyes:

      All I needed to do was attach a credit card to my Paypal account. And while I pay in Rupees, Paypal converts it and pays the marketer in US Dollars.

      So sending money is hassle free.

      However for receiving money, restrictions have been imposed recently (possibly because terrorists were using this as a convenient anonymous channel to fund extremists here??!!)

      So if I receive money from abroad, I have to transfer it to my bank account - can't leave it as a Paypal balance and use it for future purchases.

      Hope this helps.
      +1... I'm from India too, and I agree with this post.

      Don't fret over it. You can still have Indians buying your ebook.
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  • Profile picture of the author aarthielumalai
    Hi, I'm new to the forum, but I've made some payments through paypal. You just need to attach your credit card to the account. So far, I haven't had any payment with it. Yes, there are some restrictions, like you can't pay directly from your paypal funds, you can't withdraw more than $500 from your account, and so on.
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  • Profile picture of the author Fazal Mayar
    You could have done it with paypal but paypal and india dont go along so much haha.
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  • Profile picture of the author Mohit Anand
    Originally Posted by Why9999 View Post

    I live in America and am wondering how I can allow for someone to buy in rupees something I'm selling (an ebook)?

    There's really no Paypal over there and I don't think that I can open a banking account in India without actually going there!

    So is there some other kind of solution that will work?
    The person from India is required to attach his credit card with his Paypal account. Then, he can purchase your E-book through Paypal.

    Indians can use Paypal freely to receive payment. However, if they want to purchase, they are required to use their credit card attached with the Paypal account.

    The Paypal balance has to be transferred to their bank account. It cannot be used to purchase anything.
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  • Profile picture of the author onegoodman
    PayPal allow indians to have paypal, however, if it is not working for you, try AlertPay or moneybooker. They both seems to do the job
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  • Profile picture of the author Chris@AlertPay
    Hi,

    Does your client have the option of making a payment by credit card? AlertPay may be an option, especially if they want to pay by cc. With AlertPay they can also load their account by bank wire and then send you the money... but this process would take longer.

    Hope this helps,
    ChriZ
    Online Community Support
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    Follow AlertPay on Facebook, and @AskAlertPay on Twitter!
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  • Profile picture of the author renukoot
    Selling E-Book - I Think 2 Check Out will be the good option they can charge in Indian Rupees & also since they are Verfied by Visa & 3D Secure they will have no problems in having transaction with Indian cards too.

    Plimus may be one of the options too if u like.
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  • Profile picture of the author adsense786
    they are asking to link credit card for sent payment
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  • Profile picture of the author Karan Goel
    Originally Posted by Why9999 View Post

    I live in America and am wondering how I can allow for someone to buy in rupees something I'm selling (an ebook)?

    There's really no Paypal over there and I don't think that I can open a banking account in India without actually going there!

    So is there some other kind of solution that will work?
    By reading your post, I don't think you live in America..
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    • Profile picture of the author Why9999
      Originally Posted by Karan Goel View Post

      By reading your post, I don't think you live in America..
      I'm in the U.S. I'd rather be living in Tuscany or Paris or the Netherlands, but that's another story...

      Also, to the three people above who explained how it is possible with a credit card to buy with PayPal - thx. It was very confusing to me, because I have occasionally received payments from India through regular Paypal. But it was few and far between, so now I see why. Hopefully, having 2CheckOut will help somewhat...
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  • Profile picture of the author ok123
    It will be interesting to know what niche in India can you sell ebooks to....???
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  • Profile picture of the author renukoot
    Doubt Clearing:

    1. Indian Customers can Purchase anything using Paypal if a Credit/ Debit Card is linked to their Paypal Account because as per RBI Regulations Paypal Balance cannot be used for any Purchases.

    2) Indian Sellers can receive money in Paypal, however for Tangible Products Export the limit is set for 500$ per Transaction.

    3) 2CO can also receive money from Indian Customers through Paypal subject Indian customers pay in accordance with Point No 1 (Why Point No 1 - Please see at 2CO site that "One of the most common misconceptions about 2Checkout.com is that 2Checkout.com is a Payment Gateway, Merchant Account Provider or Payment Processor. In actuality, 2Checkout.com is an Authorized Reseller and should be referenced as such". Hence its follows the Regulation of India for Paypal too")

    4) If the seller is using 2CO then the payment options that will be available to customers depends upon the Regulations of Card & Paypal in Customer specific country.

    5) Also with 2CO the payment options that will be seen by customers for payment are also Currency Specific (example for India if the customer choose to pay in INR then the system will show only Credit Card as payment options & that too only Visa & Mastercard. If the Currency is changed to USD that the option will extend to other brand of cards).

    Many Complications
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    • Profile picture of the author Christine2011
      Originally Posted by renukoot View Post

      Doubt Clearing:

      1. Indian Customers can Purchase anything using Paypal if a Credit/ Debit Card is linked to their Paypal Account because as per RBI Regulations Paypal Balance cannot be used for any Purchases.

      2) Indian Sellers can receive money in Paypal, however for Tangible Products Export the limit is set for 500$ per Transaction.

      3) 2CO can also receive money from Indian Customers through Paypal subject Indian customers pay in accordance with Point No 1 (Why Point No 1 - Please see at 2CO site that "One of the most common misconceptions about 2Checkout.com is that 2Checkout.com is a Payment Gateway, Merchant Account Provider or Payment Processor. In actuality, 2Checkout.com is an Authorized Reseller and should be referenced as such". Hence its follows the Regulation of India for Paypal too")

      4) If the seller is using 2CO then the payment options that will be available to customers depends upon the Regulations of Card & Paypal in Customer specific country.

      5) Also with 2CO the payment options that will be seen by customers for payment are also Currency Specific (example for India if the customer choose to pay in INR then the system will show only Credit Card as payment options & that too only Visa & Mastercard. If the Currency is changed to USD that the option will extend to other brand of cards).

      Many Complications
      Yes, indeed
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  • Profile picture of the author zabereu
    Hai i`m a Indian myself it`s difficult to get a credit card here as i`m a student myself but you can try online virtual credit cards they are a great source for buying online products i`ve been using Entropay& netteller for a while & have even purchased 3 wso`s from here hope this helps!!
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