Current Paypal Alternatives...

Thanks for the great feedback.

If you have any questions about Payoneer and how we can help you receive your payments feel free to contact me at davidst [at] payoneer.com

Great link...I've heard great reviews about Payoneer...however it's not valid for India

Not confident about Skrill/MoneyBookers - have used them as a client and have been shocked to find some of their limitations. Cancelling membership with Skrill can be a nightmare.

2CO is good but charges a lot extra that you may have to pay or pass on to the client. Again, I have used this to subscribe to services/products as a client but have not accepted payments here till date.

I accept Payoneer payment (being based in India, I am not sure that I can pay via them). They has some charges for accepting payments, but they have been awesome otherwise.

Another option is Clickbank. You'll find a lot of experience shared by a lot of people with it. By the way, they can be used only as a payment platform - you don't need to run an affiliate program with them. They are good but quite expensive, in my opinion.

These are probably the biggest platforms I've used outside Paypal.

By the way, as a merchant, you may want to accept credit cards.

I tried google check out and find them to be just as bad as paypal.

Currently I use MerchantInc and based on my experience so far i would recommend it. Get my money in 2 days in my checking account. Really cheep and works with ebay too.

I think they are just too lazy to use the search button or google in the first place...

Hi,

You can use the Payneer card to verify your paypal account, however, whatever restrictions paypal has on your account is up to them and has nothing to do with how you verify their account. The Payoneer card is just like any other prepaid MasterCard.
Please make sure you have funds on the card first, since paypal charges a fee when verifying with a card.
Furthermore, if you are able to receive paypal payments, and would like them on your Payoneer card you can look into our US Payment Service option, which allows you to send money from your paypal account to your Payoneer card.

I've been to the Payoneer site a few times. And I can't really seem to figure out what exactly they do. But I can't seem to find anywhere on there that says they do credit card processing for online stores? For over 10 years, I had the PayPal "buy now" and "add to cart" and "view cart" buttons on my site. THAT'S what I am trying to find.

I've used SWReg and they've been fantastic. They're comfortable with IM products (and the refund/chargeback rate that goes along with it). On the down side, they hold on to a relatively high reserve for quite some time to cover those refunds/chargebacks, but they have a great system, there's no upfront cost or ongoing costs... just a transaction fee (which is high, but not unreasonable given the fact that you're not needing your own merchant accounts and IM is considered high risk). On the upside, you don't have to have an account to pay through them... you can accept paypal payments in addition to ALL major credit cards in ANY currency, they're reliable, reputable, have been in business a long time, and you know you're going to get your money. It's easy to set up and integrate with your website... you add a buy now button just like you would with paypal, and one really nice thing is that the order page is completely customizable so you can actually brand it and have control over what customers see when they check out. If you're looking for an alternative to paypal... this is it. There are plenty of "wallet" systems out there, but the only one that won't hurt conversions is of course paypal since pretty much everyone already has a paypal account... and they also don't require someone to have a paypal account in order to pay. If you can't or don't want to use paypal, look at SWReg. There's no shortage of options, but in my opinion... knowing that a processor won't panic when they see refunds and chargebacks, and that they are IM friendly is HUGE. You don't want your account suddenly terminated and your funds frozen. Just let them know what you're doing when you set up, and you're fine with SWReg.