Once & For All: Autopilot Products vs. Self-Built Biz?

First I want to express my gratitude for this forum. I joined one week ago, looking for advice about honest online income streams, and I have to say, the information and answers available here are simply amazing. There are so many intelligent, thorough responses already archived, any question I come up with is masterfully answered somewhere within past posts. I could probably spend a couple weeks just reading all the informed responses here and come away with 10 times the understanding available from all the ebooks and systems offered. Thank You for having the Warrior Forum!

Now to settle my (and many other newbies I'm sure) Ultimate Question: Is there really any out-of-the-box system being sold, in all those offers I get every day, that really start generating quick, ongoing and "autopilot" income by doing almost zero work or learning or self-building, literally just by plugging into their pre-made system, or must you do your own homework, research, niche-finding, site-building and experimenting over the course of a year or so, to really create cash coming in?

Most of the informed answers I've read here insist it's the latter. One response from a high-level Warrior simply said, "If there were one magic, "do this and it works", then everyone would be doing it already." Many other successful marketers insist you must discover your own best product or "contribution", then, through steady learning and trial-and-error, discover your best ways of promoting it, attracting traffic, learning all about affiliating, etc. Even those who felt good about certain "boxed systems" were recommending well-organized systems that simply lead you through that whole learning process (like Nitro Blueprint), not "plug-and-get-paid-today" offers. Naturally, this all makes perfect sense.

Still everyday I get another couple "scroll-till-you-drop" sales letters (why are all these offers so freaking long and rambling?), promising to avoid much or all that learning curve and go straight to getting cash, maybe even later today! Just this morning I got one called CopyNProfit that touted:
Why waste effort learning business online? Here's a faster, easy solution:

Sounds pretty tempting. As a newbie, I don't even know what "copying others campaigns" means, or how I'd get payed for it, but it would cost me $97 to find out. And of course, I have a 6-month money back guarantee, though I don't know if people ever get their refund from these salesmen. But if you can actually start immediately generating some flow from this system, either while you're doing the deeper learning, or instead of it, who wouldn't?

So I'd really appreciate any clear responses to, hopefully, settle this conundrum once and for all (or a redirect link if it's already been settled in a past post.) Once again, thanks so much to all you Internet senseis who take the time to comment here and help advise us white-belts.