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Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

So yeah. I guess I am saying invest it. lol

Forum: Off Topic Forum

10th May 2016, 12:52 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

OK. Got it. I'm a developer with hedge fund.

I will show you something that I sincerely wish someone had explained to me when I was 20, rather than figuring it out for myself way too many years...

Forum: Off Topic Forum

10th May 2016, 06:45 AM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Ok, so now I'm really curious. You're 20. You work in a job as an employee that pays $60k after taxes, so that's at least $90k before taxes, say $45/hr.

The median family income in the US is...

Forum: Off Topic Forum

6th May 2016, 09:36 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Hey, I'm not even saying invest it. He's 20. Outside of entry level houses, I don't think I invested a cent before I was 30. At least not one that I didn't manage to screw up somehow.

All I'm...

Forum: Off Topic Forum

6th May 2016, 02:47 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

I don't know how you make your money, or what you are basing your projects on, but I would suggest that at 20 years old, your experience in making projections and observing them for accuracy and...

Forum: Off Topic Forum

6th May 2016, 12:57 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Hypothetically:
At 1 year, with 18,000 miles, your residual might be 75%
At 3 years with 54,000 miles, your residual might be 45%.
At 5 years with 90,000 miles, your residual might be 18%....

Forum: Off Topic Forum

6th May 2016, 12:11 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

If the car is really nice, why not keep it for 5? I suspect the last 2 years will be much (much) cheaper than the first 3. Get the warranty extensions and just use the car up.

Forum: Off Topic Forum

6th May 2016, 09:15 AM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Hate to break it to you but nothing drops in value faster than an AMG.

If you're worried about depreciation, you're way better off with the C300. Why? because they sell tons of them and they are...

Forum: Off Topic Forum

5th May 2016, 09:01 PM

Replies: 50

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

If you want to know what your Maxima is worth, go on autotrader, and figure about 30% less than the cheapest end of the pack of ones in equivalent miles, model (S, SE, etc), and condition to yours. ...

Forum: Off Topic Forum

5th May 2016, 08:56 PM

Replies: 50

Who can help me locate Amazon secret key in Amazon Spain

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Have you seen what it costs to get a car fixed at a MB dealership? If you're the type to have the dealer fix your car, get the warranty. Even on my Ford minivan, the transmission alone ran over...

Forum: Off Topic Forum

5th May 2016, 04:05 PM

Replies: 17

UpRoar at UpWork

Views: 1,639

Posted By agc

Re: UpRoar at UpWork

Sorry, updated my post to correct.

Forum: Off Topic Forum

5th May 2016, 04:02 PM

Replies: 17

UpRoar at UpWork

Views: 1,639

Posted By agc

Re: UpRoar at UpWork

More like another Warrior Forum. A classic race to the bottom.

Once any business decides that they can't continue to grow in the premium class, and they start trying to squeeze the most they can...

Forum: Off Topic Forum

5th May 2016, 06:33 AM

Replies: 11

Views: 480

Posted By agc

Re: Who can help me locate Amazon secret key in Amazon Spain

Is this like a Davinci Code thing? You have to post the secret code for us to solve the puzzle for you.

Forum: Off Topic Forum

5th May 2016, 06:26 AM

Replies: 17

UpRoar at UpWork

Views: 1,639

Posted By agc

Re: UpRoar at UpWork

As an upwork employer, I got an email from the "CEO" (with a BS return address no less), saying that I would also be charged a 2.75% processing fee to "off set high servicing costs". WTF?

What a...

Forum: Off Topic Forum

5th May 2016, 06:15 AM

Replies: 50

I'm Doubling My Money Every 2 Months - How Do I Get A Business Loan?

Views: 1,200

Posted By agc

Re: Negotiating with MB dealer

Generally speaking you're getting 7% off and the dealer is not likely to negotiate much further. Depending on how long you intend to keep the car, you could get them to max out the extended...

Forum: Off Topic Forum

1st May 2016, 07:00 AM

Replies: 32

Views: 1,639

Posted By agc

Re: I'm Doubling My Money Every 2 Months - How Do I Get A Business Loan?

I'm more interested in finding out how revenue and profit projections played out.

Forum: Off Topic Forum

29th April 2016, 07:43 PM

Replies: 49

Views: 1,699

Posted By agc

Re: Ownership Shake up ?

indeed it is.

Forum: Off Topic Forum

29th April 2016, 03:40 PM

Replies: 49

Views: 1,699

Posted By agc

Re: Ownership Shake up ?

So the big accomplishment for the WF for last year was.......

spam.

smdh.

Forum: Off Topic Forum

29th April 2016, 12:58 PM

Replies: 49

Views: 1,699

Posted By agc

Re: Ownership Shake up ?

^ If your prior body of work indicated any interest in the greater good on your part, then perhaps you might could be taken seriously this time.

Sadly, it doesn't, and you can't be.

Forum: Off Topic Forum

27th April 2016, 07:26 PM

Replies: 25

Views: 695

Posted By agc

Re: Solars Development Future

Um. Backorder = out of stock.
Again, wtf are you smoking?

back·or·der
ˈbakˌôrdər/
noun
noun: backorder; plural noun: backorders; noun: back order; plural noun: back orders; noun:...

Forum: Off Topic Forum

27th April 2016, 07:20 PM

Replies: 49

Views: 1,699

Posted By agc

Re: Ownership Shake up ?

jeebus who left the gate to hell open?

Forum: Off Topic Forum

27th April 2016, 09:13 AM

Replies: 25

This is an incredible visualization of the world's shipping routes

Views: 695

Posted By agc

Re: Solars Development Future

Srsly? You really mean to say that a large industrial / capital equipment purchaser has no idea how to plan a procurement timeline?

wtf are you smoking? You think a solar array is more complex...

Forum: Off Topic Forum

27th April 2016, 06:24 AM

Replies: 5

Views: 330

Posted By agc

Re: This is an incredible visualization of the world's shipping routes

If I was captain of a ship coming through the Gulf of Aden I would find that site deeply disturbing.

Here pirate pirate pirate. Here I am!

Forum: Off Topic Forum

27th April 2016, 06:02 AM

Replies: 49

Views: 1,699

Posted By agc

Re: Ownership Shake up ?

Not to worry, the multi million dollar asset is rapidly becoming a multi thousand dollar asset at which point they can simply put it from their mind.

Forum: Off Topic Forum

25th April 2016, 09:55 PM

Replies: 25

Views: 695

Posted By agc

Re: Solars Development Future

Oh, and the sun edison capital isn't gone. Just the sun edison equity. The arrays are all still there. Some bond holders are going to come away from bankruptcy court holding some productive assets...

Forum: Off Topic Forum

25th April 2016, 09:48 PM

Replies: 25

Views: 695

Posted By agc

Re: Solars Development Future

You don't get to sell the same unit of inventory at BOTH wholesale AND retail. You, as a big producer, get to sell at wholesale ONLY to the local distribution networks, who then sell it at retail.
...

Forum: Off Topic Forum

25th April 2016, 05:56 AM

Replies: 25

Views: 695

Posted By agc

Re: Solars Development Future

I've been researching what to do with a mountain side I'm thinking about buying in the Poconos.

I have spreadsheets. Lots of spreadsheets.

Solar and wind are both "viable" but the cost needs...

Forum: Off Topic Forum

24th April 2016, 09:09 PM

Replies: 25

Views: 695

Posted By agc

Re: Solars Development Future

sit down and do the math.

A $1m investment in solar will produce $100k of retail priced electricity per year, and about $70k of wholesale prices electricity per year.

That's a return on...

Forum: Off Topic Forum

16th April 2016, 04:46 PM

Replies: 15

Stupid Turbo Tax

Views: 528

Posted By agc

Re: Stupid Turbo Tax

Try tacking on a couple rental properties, a handful of dividend and stock sales, and throw in a fistful of K1's just for fun.

Ugh.

I know someone who works at H&R block, and for them to do my...

Forum: Off Topic Forum

15th April 2016, 11:32 AM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

Exactly. It's the UNEARNED income that is key.

Top be fair, early, when young, focus on ways to increase your earnings power. Each 5% bump in earnings power at 20, is equivalent to 2x your...

Forum: Off Topic Forum

15th April 2016, 06:47 AM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

on a related note, whats up with princess? She can a full ban rather than a timeout??

Forum: Off Topic Forum

15th April 2016, 05:40 AM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

If that's not reliable then nothing is. Good to know the "average person" will be able to retire in comfort with $5m after working 44 years. lol

Forum: Off Topic Forum

13th April 2016, 11:48 PM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

True. But it sure would make the one or two legit responses 1) a lot easier to find and 2) a lot less distorted by noise.

Every idiot has an opinion on how either how to get rich (even though...

Forum: Off Topic Forum

13th April 2016, 04:00 PM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

Which has exactly what to do with 'how to get wealthy'?

Have you personally achieved wealth?

For that matter, how do you personally define 'wealthy'?

Forum: Off Topic Forum

13th April 2016, 01:47 PM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

WTF are you people talking about?

Forum: Off Topic Forum

12th April 2016, 12:57 PM

Replies: 7

Amortization Scheduled Payments

Views: 451

Posted By agc

Re: Amortization Scheduled Payments

most car loans won't accept advance payments, or will apply them at their regularly scheduled time (ie not saving you any money).

most mortgages will accept additional,but may have rules about hwo...

Forum: Off Topic Forum

12th April 2016, 12:54 PM

Replies: 7

Amortization Scheduled Payments

Views: 451

Posted By agc

Re: Amortization Scheduled Payments

in excel: (these values are for the payment on a 32000 car at 12% for 5 years, but you can also do a house, a boat, a credit card, anything fixed rate fixed amount loan)

A B
1...

Forum: Off Topic Forum

12th April 2016, 12:48 PM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

Good for you! I truly applaud this investment in your employees.

Forum: Off Topic Forum

12th April 2016, 12:45 PM

Replies: 53

Views: 1,890

Posted By agc

Re: How do People Become Wealthy?

Actually, I think of wealthy as being "their money (unearned / investment income) earns more than they need (spend)".

Forum: Off Topic Forum

9th April 2016, 05:44 AM

Replies: 53