You have heard the experts speak before about the need to stay focused. They are right. It is necessary to stay with something to realize the profits. But...sometimes, you have to face the fact that you may be involved in something that is outdated or ineffective. You just have to keep your eyes and ears open and pay attention to what is working.

As an example, I bought into a program a few years ago that dealt with phone cards. I was to sell these phone cards and folks would carry...

Do you feel it? It is there. Wherever you go. People worrying about everything imaginable. And, they should. Jobs being lost, new president coming on board and don't know what he will do about the war and the economy.

A lot of mistakes. That is life. The question is...did we learn from our mistakes. Or, did we just say..."boy, I'm glad they didn't catch me or blame me."

To put things in perspective, there have always been problems. Life, is about dealing...

or not, depending upon who you ask. Half the people on the news say the end is near and the others say it is all okay and there never was a problem. Unfortunately, these are our political leaders. Who we assumed were watching out for all our interests.

What did we do? The same thing we always do. We threw a lot of money at the problem. Unfortunately, the "problem" turns out to be a bunch of greedy politicians and CEOs.

In no time, they will be back for...

A worn out line from Dragnet. Anyhow, what are the facts? The list of facts seems to depend upon who you ask. People seem to have trouble giving you just the facts. Instead, they feel like they need to distort them to steer you in one direction or another.

The Democrats say it is the Republicans fault and vice versa. Don't you just love that the Greeks (?) invented "vice versa"? Without it, we would have to slow down and phrase things bas-ackwards.

So,...

The bailout failed. The boat is going down and the bailers are arguing over the type of bucket to use. The captain started blaming part of the crew and the admiral for the problem. This upset the bailers and they threw the bucket down and some have jumped overboard.

The boat has never seemed so low in the water and no one knows how much lower it will get before it sinks.

Now, the issue is "who is to blame". They must stop all progress and address the most...